AdminUpdate: Enhancements Coming to Foresters Policy Delivery Process


Faster Pay, Happier Clients

At Foresters™, we are committed to make it easier to sell our products.

Effective October 28, 2021, All Delivery Requirements will be secure emailed to you to avoid any delays with mail delivery.

This fast and secure method will help protect your client’s personal information and also may allow for faster placement of your business.

Find out more about these changes from Foresters Financial…

ProdMod: Foresters SMART UL: Now 7702 Compliant


Foresters Financial is updating the SMART UL premium limits, effective July 18, 2021, to align them with changes made to Section 7702 of the Internal Revenue Code.

Ensure you requote any pending max funding scenarios!

Follow these steps on or after July 18th:

  1. Launch ForeSight. If using the desktop version, you will be prompted to update the software
  2. Load your client’s saved case file with SMART UL 2018
  3. Select Change Product and select SMART UL 2021
  4. Run the new illustration and save

Find out more about these changes from Foresters…

Foresters Member Benefits: Competitive Scholarship awards increased up to $2,500


Foresters Financial™ is making changes to our Competitive Scholarship¹ benefit to help better reward community-minded students. The award will be increased from $2,000 up to $2,500 starting with the 2022–23 academic year. In addition, the benefit will be more competitive with new requirements to help recognize students who have outstanding academic records and have demonstrated community giving.

New for the 2022–23 academic year:

  • Awards
    • Award amount increased up to $2,500 in local currency
    • 300 combined awards for New Applicants and Returning Candidates
  • New Applicants
    • Minimum GPA requirement of 3.2 or 80%
    • Minimum 200 community service hours completed over 24 months
  • Returning Candidates
    • Minimum GPA requirement of 3.0 or 75%
    • Minimum 50 community service hours completed over 12 months
  • COVID-19 Exception
    • Due to the challenges that the COVID-19 pandemic presented for volunteers, we are decreasing the number of community service hours required for the 2022-23 scholarship year by 25%.

Learn more from Foresters Financial…

AdminUpdate: Foresters Expands Diabetes Underwriting Capabilities on Strong Foundation


Effective June 26, 2021, update to Strong Foundation: New non-med substandard tables 7 to 12 for Strong Foundation term life can help producers insure more people living with Type 2 diabetes and A1C levels of 10.9 and lower. Below are the offering highlights:

  • Face amounts $50,000 to $300,000 for ages 18 to 55
  • Face amounts $50,000 to $150,000 for ages 56+
  • No blood tests, no fluids
  • Quick processing

Find out more about these changes from Foresters…

AdminUpdate: New “MemberDeals” Benefit Available from Foresters


New member benefit – MemberDeals!

MemberDeals is the latest addition to our growing suite of complimentary member benefits. This benefit provides Foresters Financial™ members access to discounts on products, services and exciting experiences including   theme parks, sporting events, hotels, rentals cars and attractions.

Over thousands of products and services

MemberDeals offers discounts on over thousands of products and services, allowing members to enjoy activities and entertainment at lower than retail prices. Members can access MemberDeals through our portal,

Everyday Money to be discontinued

In order to focus resources on benefits that better engage our members, Foresters will be discontinuing the Everyday Money benefit. This benefit will no longer be available after June 30, 2021.

Find out more about these changes from Foresters…


AdminUpdate: Foresters Launches Accelerated Underwriting Program


Accelerated Underwriting Now Available!

Foresters Financial™ now offers accelerated underwriting to help some of your healthier clients get the protection they need in seven days or less. Lab tests, medical exams and medical records are not required, making this a great option for your medically underwritten business. Plus, with Foresters, no tele-med interview is required on accelerated applications.

What you need to know to accelerate

  • Issue ages 18 to 55
  • Face amounts from $100,000 up to $1,000,000
  • Available for Your Term, SMART UL and Advantage Plus II
  • You must request acceleration in the Producer Report on the application
  • DO NOT order parameds at submission

Important: Please review eligibility before completing an e-App or paper application. Rigorous field underwriting is required to make acceleration happen for some of your healthier clients. Access the Foresters Financial Accelerated Underwriting Guide here.

Find out more about these changes from Foresters Financial…

AdminUpdate: Foresters Financial Launches Mobile Quote App


Introducing the Foresters Financial™ Mobile Quote app

When it comes to running your business, Foresters has an app to suit your needs.

Get your clients the quotes they want, quickly and easily.

  • Enter client info only once for all products
  • Easily produce quotes for multiple products
  • Customize your view
  • Email your quote directly from the app to the client, with ability to email a copy to yourself
  • Launch ForesterBiz if the app is installed on your device
  • Biometrics for additional security

Learn more and find links to download the Mobile Quote App here!

ProdMod: Introducing a New Accidental Death Product from Foresters


Prepared II is a simplified-issue, transactional product that gives you a cost-effective way to get your foot in the door. With affordable Accidental Death Term coverage, this new offering can help you expand your client base and drive larger conversations about future needs. Those insured with Foresters Financial™ become members and enjoy the many complimentary benefits of membership.

New and improved

Prepared II offers everything you loved about the original, but with the following enhancements:

  • Ages 18-70 (up from age 65)
  • Up to $500,000 in coverage (up from $300,000)
  • Simplified issue
  • Accept/decline decisioning¹
  • Available on iPipeline iGO² e‑App December 19, 2020 (previously paper app only)

Get ready to sell

  • Health License required
  • Paper applications effective December 14, 2020*
  • iPipeline iGO e‑App effective December 19, 2020

Find out more about these changes from Foresters…

*Prepared II on paper will be available in: AL, AR, AZ, CT, FL, GA, IL, KY, MD, MI, MO, NC, OH, OK, TN, TX, WA, WI, WV

Updated: Year-End Processing Deadlines for All Core Carriers Now Available

With just over three weeks left before 2021 is upon us, we now have the final year-end deadlines for 2020 business from all the AIN Core Carriers. Please review the list below for additional details for each insurance company,

Important: These deadlines may or may not reflect the transition rules regarding AG 49A. Please see AIN’s AG 49A Resource for those rules and deadlines.

The pertinent 2020 year-end cutoff dates for the AIN Core Carriers can be found via the links below.

ProdMod: Foresters Introduces BrightFuture Children’s Whole Life


Effective July 5, 2020 Foresters Financial™ is pleased to introduce BrightFuture, specifically designed for parents and grandparents to help protect their children and grandchildren against future uninsurability and leave a lasting legacy.

Cost effective protection at pivotal life events

BrightFuture is:

  • Simplified issue & quick decisioning
  • Short application for up to 6 applicants
  • Low cost point of entry for non-participating permanent life insurance
Product Highlights:
  • Targeted for children under the age of 18
  • Premiums, death benefit and cash value are guaranteed
  • Death benefit ranging from $5,000 to $75,000

Find out more about these changes from Foresters…